Tuesday, 18 September 2012

Saving and Property

I know I've been spending too much to unwanted things during my 1st year of working. Really, I didn't know where my money goes to. But it is ok. I never regret because for me there will be right time for anything. When I think it is time to enjoy, I should enjoy to the fullest.

Now, the phase of spending money is gone. I just want to save money and invest to property, I mean house. I bought my dream car last year but I never consider car as property because I will never get profit in long run. Car is my own fulfillment. I remember my friend said 'my ride, my pride'. Well, that is not my principle to drive a  car. I just love car and I want to own more but I sedar diri juga.kekeke...

I talked to my landlord here in Kudat. She was a nurse and the hubby was a wireman before they retired. Well, they didn't earn much but they own 3 houses. 2 houses in Kudat (1 banglow and 1 semi-D) and another double-storey terrace house in KK. I'm so impressed. She said, it was hard at the beginning but because it was their mission to own property, they managed to get it.

My first house is OTW and with God's permission, hopefully everything will be settle before 2013. And I'm planning to own another house by 2014 when I got my full salary (without KWSP deduction) and with some increment :). I'm ready to commit because I know without the commitment my money will gone nowhere. No record, no memory.

Why I keep thinking of blue Honda City? Lust is lust..

Till next post

7 comments:

Chii said...

wahh..sa x pernah tpikir mo ada rumah ka apa. desire ada tp x banyak. i guess i'm afraid of the commitment. takut bnyk hutang. takut loan2 yg ada x dpt tbayar..

Michelle Sung said...

Congratulation D! Klu sya mampu macam ko i'll do the same too hehe but lain org lain hal lagi yg direncanakan bah kan..

bah mau tukar kereta ka tu? hehe

ba san said...
This comment has been removed by a blog administrator.
Aki said...

hey.. property investment is one good thing!! trust me.. he he he.. :).. It's so hard, tapi ko bayangkan J17 macam saya boleh buat, pa lagi DG41 cam ko.. so, challenge you.. :)..

Edith said...

Sa kinsil sdh impian sa mo bli kreta cos sa mo ada rumah dulu... Bila siap rmh bru bli kreta, tpi klu tiba2 kana jackpot ah trus bli dua2 hehe...
All the best to you :)

Dyana said...

@Chii Desire is what keep my life working.if I don't have I don't feel fulfilled or alive like having meaningless life. Well house is a good investment.bole kasi sewa,at last u dont spend ur money for the installment.after 3 years kalo jual blk pun u untung byk sdh.that is wise advice from my mom :)

Dyana said...

@Mich: Oh no.sy tdk mampu beli kereta lagi.it is just a lust.lol

@Aki:yup btul tu Aki.haha..

@Dith: ya pntg ba ruma.tp kreta pun pntg jg.hehe..palan2 ba.gud luck to u too :)

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